PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED HEREIN AND BY ALL TERMS, POLICIES AND GUIDELINES INCORPORATED BY REFERENCE.

These terms and conditions of use ("Terms of Use") apply to your use of this Website, and do not alter in any way the terms or conditions of any other agreement you may have with FIS, its subsidiaries or affiliates.

Ownership of the Website and its content
This Website is owned by FIS. Unless otherwise indicated, all of the content featured or displayed on this Website, including, but not limited to, text, graphics, data, photographic images, moving images, sound, illustrations and the selection and arrangement thereof, is owned by FIS, its licensors, or its third-party image partners and all rights are reserved.

All elements of the Website, including the FIS content, are protected by copyright, trade dress, moral rights, trademark and other laws relating to the protection of intellectual property.

No commercial reproduction, adaptation, distribution or transmission of any part or parts of this Website or any information contained, herein by any means whatsoever is permitted without the prior written permission of FIS.

RSS feeds are free services offered by FIS to individuals for private, non-commercial use. The RSS feed is a means by which FIS offers article headlines, descriptions and links in XML to individuals who use RSS readers or aggregators. RSS aggregators may incorporate FIS feeds into their directories for the benefit of individuals using the aggregator. Any other use is prohibited, including copying, reproducing, republishing, uploading, posting, transmitting, editing or distributing our feeds in any way by any means unless you have prior written permission from FIS. FIS reserves the right to discontinue feeds at any time.

Disclaimer
Although FIS has taken all reasonable care that the information contained within the Website is accurate at the time of publication, however no representation or guarantee (including liability towards third parties), expressed or implied, is made as to its accuracy, reliability or completeness.

FIS offers a search feature within the site. FIS explicitly disclaims any responsibility for the content or availability of information contained in our search index or directory. FIS also disclaims any responsibility for the completeness or accuracy of any directory or search result.

Links from and to the Website
FIS has no responsibility for the accuracy or availability of information, material or content provided by third-party linked websites, or the content, performance, terms and conditions of use or the privacy policies or practices on such websites. Information in the many webpages that are linked to the Website, and the applications and services available through the Website, comes from a variety of sources. FIS does not author, edit, or monitor the content, links, or services provided by third parties. FIS provides these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement or adoption by FIS of any site or any information contained therein.

Indemnification
You agree to defend, indemnify and hold harmless FIS, its subsidiaries, affiliates, licensors, employees, agents, third party information providers and independent contractors against any claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys' fees) arising out of or related to your conduct, your use or inability to use the Website, your breach or alleged breach of the Site Terms or of any representation or warranty contained herein, your unauthorized use of the FIS Content, or your violation of any rights of another.

Limitation of Liability
In no event shall FIS, its directors, members, employees or agents be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of the Website, the services, the FIS content or the materials contained in or accessed through the Website, including without limitation any damages caused by or resulting from reliance by user on any information obtained from FIS, or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure or performance, whether or not resulting from acts of god, communications failure, theft, destruction or unauthorized access to FIS’ records, programs or services.

The functions embodied on or in the materials of this Website are not warranted to be uninterrupted or without error. You, not FIS, assume the entire cost of all necessary servicing, repair or correction due to your use of the Website or the FIS content. We make no warranty that the Website or the FIS content is free from infection by viruses or anything else that has contaminating or destructive properties.

Applicable Law
This Agreement shall be governed by and interpreted in accordance with the laws of Switzerland.